How Your Checks Can Actually Save You Money

These days, everyone is looking for ways to save money. From cutting out non-essential purchases like lattes and lunches out, to more extreme tactics like refinancing loans and eliminating extras like cable television or vacations, people are getting creative and finding ways to have more money left in their accounts at the end of the month.

And if you’re like most people, by now you’ve cut out the easy stuff, and you’re thinking “How can I save more money and still enjoy my favorite things?” The good news is that there are super easy ways to save money – and one of them might even inspire you to save more cash each month.

Custom Personal Checks are the Answer

Think back to the last time you ordered checks. Did you just accept what the bank had to offer, and allow them to withdraw $20, $30 or even more from your account for a box of checks that were, well, boring? And when it came time to reorder, did you just call the bank again? If you write a lot of checks, the costs can add up quickly.

If you’re like most people, you probably assumed that high check prices are just a fact of life. Many people believe that you have to use the bank’s check ordering system to get checks – after all, the check has to be specific to your bank and account. However, that’s not always the case. You can order checks from any printer that you wish, and in most cases, the cost for these independently produced checks is 50 percent less – or even more.

For just a few dollars, you can order checks that reflect your individual taste in style; in some cases, the checks that you get for a fraction of the cost are the same designs that the bank offers, and the only difference is the price. And you don’t need to worry about the checks being compatible with your bank, since check printers meet all of the standards of the American National Standards Institute, and contain all of security features that appear on bank-issued checks.

If you order checks from sources other than your bank, you might be able to save up to $100 a year – or even more, depending how often you re-order.

Use Checks as Inspiration

So you are saving money for a major purchase, like a house or a car. It can be tough to discipline yourself, but your personal checks can help. Many printers offer photo checks, where you can upload a photo to be printed on the background of the check. Choose an image to symbolize your goal, and every time you write a check, you’ll be inspired to save more money to get what you want.

Using checks usually means that you are spending money, but if you work it right, your checks can actually save you money. Look into the different options, and soon you’ll see a bigger number on your balance sheet.

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